[GIP-264] Upgrade to permissionless: Incentives, long-term alignment, and current markets

# Context & Goals ## Incentives Gearbox Protocol is transitioning to a Permissionless model. This means that independent Curators will be able to launch their own lending pools, manage risk parameters, and onboard new assets. In essence, they become owners of their own lending businesses — with full control over the risk side of their pools. As part of this model, Gearbox will receive a fee split from the pool’s protocol revenue, shared between the protocol and the Risk Curator. This creates...